Although no plans can ever fully prepare you for what may occur during your trip, you would still want to minimise the effect of unwanted events during your trip. Those of you who have experienced visa rejection, being hospitalised, or losing your passport while abroad will certainly agree that those unsettling experiences would have been better if you had a travel insurance policy.
Unfortunately, whilst travel insurance can help protect you and your family with the various benefits and risks covered by the insurance policy, many see it as an unnecessary additional cost to their travel expenses, with lengthy claims and difficult procedures.
Here are thoughtful things you could look for when deciding on your travel insurance policy, to ensure smooth claims.
1. Understand the types of benefits that can be claimed
Before you decide to buy any travel insurance policy, ensure you have all the detailed information of the various policies and its coverage from the travel insurance provider. The insurance policy statement must provide benefit and coverage details and all the specific conditions that are guaranteed by travel insurance. Read and pay attention to any exclusion clauses, or conditions that are not covered by insurance.
2. Ensure the location is covered by travel insurance
Not all insurance services could cover all regions or countries. If you experience an incident outside of the stated coverage area of the insurance service, then you will not be able to submit a claim. Before buying a travel insurance policy, ensure to look out all information about the region or country covered by the insurance.
3. The insurance policy status is still active
When submitting an insurance claim, make sure your insurance policy is still active. It is important to check the validity period of the policy and each insurance company’s term and condition. Travel insurance usually offers several types of protection, such as single trip coverage which covers a short travel period and an annual trip coverage in which insurance policy is valid for a full year.
4. Ensure all submitted data is correct
All personal data that has been registered in the policy is crucial when it comes to processing insurance claims. If the insurance company finds discrepancies or misalignment in the data with those listed in the policy, they have the right to reject the claim in accordance with the terms and condition of the policy.
7 Steps of Amanyaman Travel Insurance Claim Process :
As one of the travel insurance specialists in Indonesia, Amanyaman has a very simple and easy-to-use insurance claim submission procedure. These are the steps for submitting Amanyaman’s travel insurance claim.
- Visit Amanyaman.com
- Select menu Book & Claim
- Choose Claim option
- Choose Traveller Log In
- Complete Log In , then click "Next"
- Choose Create Claim option (in the top right corner)
- Complete data claims and submit claim
After completing all the required data and submitting successfully, you could follow the latest claim status updates in real-time with Amanyaman’s Tracking Claim History feature. This can be accessed easily 24 hours anywhere, without having to install an application. This feature assists you to monitor your claim process, especially if there are additional things that need to be completed so that your claim submission can go on smoothly.
If you are interested in Amanyaman’s travel insurance products and services, have trouble with submitting a claim or need additional information about the benefits of our travel insurance policies, please don’t hesitate to contact our contact center service here.