How to Choose the Right Travel Insurance for Your Next Vacation!
Apr 22, 2022
The COVID-19 pandemic situation is not over yet, but tourism is taking huge leaps to recovery, especially with opportunities for travel overseas that have been simplified. Many countries have eased entry requirements for foreign travellers, and several countries have required travellers to have travel insurance before entering their country. Hence, travel insurance has now become a necessity in order to fulfil the entry requirement policies from your destination country. If you’re planning to travel abroad, follow the tips below to ensure you choose the right travel insurance and maximise the costs that is incurred:   Research on insurance products and services According to Databox, in Indonesia, the Financial Services Authority (OJK) reported that there were more than 140 insurance companies which have registered in 2021. The many options of travel insurance, especially in the pandemic era along with the many options with various benefits, often make it hard for travellers to determine the right insurance.  The most important factor that needs to be considered would be the need and benefits of health protection (medical coverage) offered by travel insurance, because typical insurance policy does not necessarily include special protection for COVID-19 (COVID-19 coverage). Doing research and learning various product inclusions from several travel insurance will help you evaluate best benefits of each insurance product before you make your choice.   Choose insurance products according to your needs Before deciding on your insurance policy, identify the requirements you need and how much you are willing to pay as different insurance products would have different benefits and inclusions. For instance, if you are planning to travel abroad only for a short period, your needs will be different from someone who frequently travels abroad for business. By knowing your needs in advance, you can choose which insurance products would serve you more effectively. If you have any issues about the needs and requirements to your travel insurance, be sure to consult with your travel agents directly.   Keep up with the latest policy of the country you are visiting Although many countries have eased entry requirements for foreign travellers, there are several countries which require travellers to have travel insurance with COVID-19 protection inclusion before entering their country.  For example, Schengen countries require travellers to have travel insurance with COVID-19 coverage of up to EUR 30,000. Several countries in Asia, such as Singapore and Vietnam, also require travel insurance with specific health coverage.   Travel insurance with easy claim procedures The ease of purchasing and claiming your insurance policy is also one of the most important factors to be considered when looking for travel insurance. Make sure to know the track record of the insurance company of your choice, and whether they  are reliable. The Amanyaman claim process can be easily accessed online and include a tracking history feature that makes it easy for users to track their claim status, all just by visiting Amanyaman.com. Features like these are additional points that can be considered, especially for those of you who may not have the time to undergo a lengthy claim process.   Be sure to follow these valuable tips so you can choose the right insurance. For more information, read other articles here!

The COVID-19 pandemic situation is not over yet, but tourism is taking huge leaps to recovery, especially with opportunities for travel overseas that have been simplified. Many countries have eased entry requirements for foreign travellers, and several countries have required travellers to have travel insurance before entering their country. Hence, travel insurance has now become a necessity in order to fulfil the entry requirement policies from your destination country.

If you’re planning to travel abroad, follow the tips below to ensure you choose the right travel insurance and maximise the costs that is incurred:

 

  • Research on insurance products and services

According to Databox, in Indonesia, the Financial Services Authority (OJK) reported that there were more than 140 insurance companies which have registered in 2021. The many options of travel insurance, especially in the pandemic era along with the many options with various benefits, often make it hard for travellers to determine the right insurance. 

The most important factor that needs to be considered would be the need and benefits of health protection (medical coverage) offered by travel insurance, because typical insurance policy does not necessarily include special protection for COVID-19 (COVID-19 coverage). Doing research and learning various product inclusions from several travel insurance will help you evaluate best benefits of each insurance product before you make your choice.

 

  • Choose insurance products according to your needs

Before deciding on your insurance policy, identify the requirements you need and how much you are willing to pay as different insurance products would have different benefits and inclusions. For instance, if you are planning to travel abroad only for a short period, your needs will be different from someone who frequently travels abroad for business.

By knowing your needs in advance, you can choose which insurance products would serve you more effectively. If you have any issues about the needs and requirements to your travel insurance, be sure to consult with your travel agents directly.

 

  • Keep up with the latest policy of the country you are visiting

Although many countries have eased entry requirements for foreign travellers, there are several countries which require travellers to have travel insurance with COVID-19 protection inclusion before entering their country. 

For example, Schengen countries require travellers to have travel insurance with COVID-19 coverage of up to EUR 30,000. Several countries in Asia, such as Singapore and Vietnam, also require travel insurance with specific health coverage.

 

  • Travel insurance with easy claim procedures

The ease of purchasing and claiming your insurance policy is also one of the most important factors to be considered when looking for travel insurance. Make sure to know the track record of the insurance company of your choice, and whether they  are reliable.

The Amanyaman claim process can be easily accessed online and include a tracking history feature that makes it easy for users to track their claim status, all just by visiting Amanyaman.com. Features like these are additional points that can be considered, especially for those of you who may not have the time to undergo a lengthy claim process.

 

Be sure to follow these valuable tips so you can choose the right insurance. For more information, read other articles here!