Things to Remember When Purchasing Travel Insurance
Dec 28, 2021
Travel insurance is commonly overlooked when one is planning their next trip. It is often considered an unnecessary expense. However, insurance can become a life-saver if an unexpected event occurs to you during your trip. Before purchasing travel insurance, it's worth considering a few things below and adjusting them to your needs. Choosing the right policy requires time and research. Here are the five most important things you need to keep in mind when you are buying your travel Insurance; Company Credibility When buying travel insurance, don't be tempted by promotional offers or low prices. Remember, this insurance is to protect yourself and others who are travelling with you. When buying travel insurance in Indonesia, ensure that the company is under the Financial Services Authority’s supervision (OJK). Consult with your Travel Agent for a recommended travel insurance company.  Find out more about the insurance company recommended by your agents, and see what benefits they give. It’s best to choose travel insurance that offers you protection before, during, and after your trip.   Protection Amount You need to know the protection that you are getting for the price that you pay. You want to compare the cost of insurance with the benefits it offers. Make some comparisons to other insurance companies to find the best deal for you. For example, if you wish to buy group travel insurance, try to calculate how much it would cost when purchasing your insurance separately. Usually, bundling prices for groups comes at a lower cost.   Validity Period Travel insurance provides you with the protection that you need for the duration of your trip. Make sure you are only paying for what you need. Avoid purchasing insurance that will not cover your entire trip.    Scope of Protection Scope of protection usually relates to how well covered you are under a particular insurance plan. Generally speaking, the more expensive it is, the more you are covered with additional benefits. You should be looking for insurance that can cover all your needs in your given situation.   Current Health Conditions Pay close attention to your health before travelling. If you’re feeling sick or not at your 100%, we recommend waiting until you have recovered to travel. Although sometimes you don’t have a choice and must leave even when you’re sick. Be truthful when you declare your current medical condition to the insurance company. It’s expected for insurance companies not to include protection against certain existing medical conditions; however, if you do not declare your medical condition, your insurance won’t be valid. It is essential to arrange your travel accordingly and find the best insurance plan according to your needs. AMANYAMAN is here to help you make sure your trip is protected from any travel risks. Get in touch with your trusted travel agents, or contact us here to learn more about our products.

Travel insurance is commonly overlooked when one is planning their next trip. It is often considered an unnecessary expense. However, insurance can become a life-saver if an unexpected event occurs to you during your trip.

Before purchasing travel insurance, it's worth considering a few things below and adjusting them to your needs. Choosing the right policy requires time and research. Here are the five most important things you need to keep in mind when you are buying your travel Insurance;

  1. Company Credibility
    When buying travel insurance, don't be tempted by promotional offers or low prices. Remember, this insurance is to protect yourself and others who are travelling with you.
    When buying travel insurance in Indonesia, ensure that the company is under the Financial Services Authority’s supervision (OJK). Consult with your Travel Agent for a recommended travel insurance company. 
    Find out more about the insurance company recommended by your agents, and see what benefits they give. It’s best to choose travel insurance that offers you protection before, during, and after your trip.
     
  2. Protection Amount
    You need to know the protection that you are getting for the price that you pay. You want to compare the cost of insurance with the benefits it offers. Make some comparisons to other insurance companies to find the best deal for you.
    For example, if you wish to buy group travel insurance, try to calculate how much it would cost when purchasing your insurance separately. Usually, bundling prices for groups comes at a lower cost.
     
  3. Validity Period
    Travel insurance provides you with the protection that you need for the duration of your trip. Make sure you are only paying for what you need. Avoid purchasing insurance that will not cover your entire trip. 
     
  4. Scope of Protection
    Scope of protection usually relates to how well covered you are under a particular insurance plan. Generally speaking, the more expensive it is, the more you are covered with additional benefits. You should be looking for insurance that can cover all your needs in your given situation.
     
  5. Current Health Conditions
    Pay close attention to your health before travelling. If you’re feeling sick or not at your 100%, we recommend waiting until you have recovered to travel. Although sometimes you don’t have a choice and must leave even when you’re sick. Be truthful when you declare your current medical condition to the insurance company. It’s expected for insurance companies not to include protection against certain existing medical conditions; however, if you do not declare your medical condition, your insurance won’t be valid.

It is essential to arrange your travel accordingly and find the best insurance plan according to your needs. AMANYAMAN is here to help you make sure your trip is protected from any travel risks. Get in touch with your trusted travel agents, or contact us here to learn more about our products.