Tips For Travelling Overseas With Credit Cards
Dec 27, 2022
The end of year is almost here! After a long hiatus of travelling since the COVID-19 outbreak, travellers can finally travel with minimal travel requirements and restrictions this 2022. Vacation at the end of the year is a great idea for families, friends, or even solo travellers, giving you an opportunity to strengthen relationships with your close ones and get to know yourself better. Some people, however, reconsider taking a vacation as the festive season is always considered a high season, needing much higher budget than usual. Nevertheless, there are actually many ways to keep your end of year vacation fun and inexpensive, one of them is to use a credit card. Here are some vacation money-saving tips for travellers with credit cards:    1. Have a budget plan Good planning is important to create comfortable holidays. You can start by creating an itinerary with a budget plan for the holidays to help you focus on important expenses and avoid spending overruns. Some items that need to be included in a vacation budget plan include ticket costs, accommodation costs at vacation spots, food and drink expenses, entrance fees for vacation spots, expenses for transportation, and so on. You also could order tickets and accommodation before departure on online platforms using a credit card. Various online booking platforms usually offer various discounts when using specific credit cards.   2. Utilise credit card rewards points When using credit cards, holders automatically get a reward point for every transaction they made. Some credit cards offer benefit of converting reward points into frequent flyer miles which can then be used to redeem free tickets, ticket discounts, hotel discounts, or upgrades to higher-class flights. Do take note, the process and conversion rate for reward points to air miles differ according to the credit card terms and conditions.   3. Use a traveller credit card There are several types of credit cards available in Indonesia, including some designed specifically for frequent fliers, providing even better benefits for you. These special traveller credit cards usually offer a variety of benefits such as higher rewards points for overseas transactions, bonus air miles, concierge services, travel insurance, the ability to convert points into air miles easily, and 24/7 travel assistance.   4. Pay attention to administration fees and exchange rates for overseas transactions When using your credit card abroad, you should consider the currency exchange rate credit card providers apply. Most providers would also incur an administration fee for each overseas transaction made. If you are planning to make a new credit card, make sure to choose a credit card with low administration fees or else, make sure you know the charge fees for each transaction to keep you from over budget.   These are some of the money-saving tips you could try when using a credit card during your travel. Stay wise and always be careful when making transactions using a credit card, especially when abroad. Complete your trip with Amanyaman travel insurance to protect you from various travel risks while abroad. Travellers can claim and get compensated up to USD 2,000 if unforeseen events such as loss of money or credit cards due to robbery or theft happened while abroad. To get complete information about the benefits of variousAmanyaman products, click here!

The end of year is almost here! After a long hiatus of travelling since the COVID-19 outbreak, travellers can finally travel with minimal travel requirements and restrictions this 2022. Vacation at the end of the year is a great idea for families, friends, or even solo travellers, giving you an opportunity to strengthen relationships with your close ones and get to know yourself better. Some people, however, reconsider taking a vacation as the festive season is always considered a high season, needing much higher budget than usual. Nevertheless, there are actually many ways to keep your end of year vacation fun and inexpensive, one of them is to use a credit card.

Here are some vacation money-saving tips for travellers with credit cards: 

 

1. Have a budget plan

Good planning is important to create comfortable holidays. You can start by creating an itinerary with a budget plan for the holidays to help you focus on important expenses and avoid spending overruns. Some items that need to be included in a vacation budget plan include ticket costs, accommodation costs at vacation spots, food and drink expenses, entrance fees for vacation spots, expenses for transportation, and so on. You also could order tickets and accommodation before departure on online platforms using a credit card. Various online booking platforms usually offer various discounts when using specific credit cards.

 

2. Utilise credit card rewards points

When using credit cards, holders automatically get a reward point for every transaction they made. Some credit cards offer benefit of converting reward points into frequent flyer miles which can then be used to redeem free tickets, ticket discounts, hotel discounts, or upgrades to higher-class flights. Do take note, the process and conversion rate for reward points to air miles differ according to the credit card terms and conditions.

 

3. Use a traveller credit card

There are several types of credit cards available in Indonesia, including some designed specifically for frequent fliers, providing even better benefits for you. These special traveller credit cards usually offer a variety of benefits such as higher rewards points for overseas transactions, bonus air miles, concierge services, travel insurance, the ability to convert points into air miles easily, and 24/7 travel assistance.

 

4. Pay attention to administration fees and exchange rates for overseas transactions

When using your credit card abroad, you should consider the currency exchange rate credit card providers apply. Most providers would also incur an administration fee for each overseas transaction made. If you are planning to make a new credit card, make sure to choose a credit card with low administration fees or else, make sure you know the charge fees for each transaction to keep you from over budget.

 

These are some of the money-saving tips you could try when using a credit card during your travel. Stay wise and always be careful when making transactions using a credit card, especially when abroad. Complete your trip with Amanyaman travel insurance to protect you from various travel risks while abroad. Travellers can claim and get compensated up to USD 2,000 if unforeseen events such as loss of money or credit cards due to robbery or theft happened while abroad. To get complete information about the benefits of variousAmanyaman products, click here!